Your life matters. You will be happier with money, enough money to satisfy your immediate needs with some extra.
You will not be happy without it.
You just cannot escape the needing of it no matter how you organize your life or cut your expenses to the bone. When dealing with other people they will expect that you give them money if you want something from them.
And there is no way to live without you needing something from them.
Why would you want to live in a different way anyway? The best things in life cost some money. Things that are free are not worth that much...except for good articles like this one:)
Reading might be the only free thing that provides you enjoyment and a richness to your life.
Sunrises and sunsets are nice. But this happens every day.
Smiles from children are nice too. But all you need to do for that is to be nice to them.
You can have a bit of free happiness things. But not a lot.
A relationship is the most expensive thing you could be in.
You can order your life in a way that you can be extremely happy without much money...but you still need money.
If you drill down deep the worst things in life are free:
From Danger and Play
As always, Mike says things so well.
Money is useful to serve you. This is your life we are talking about. Let the money you earn, serve you.
Most men spend their entire lives earning a living. Some of you earn fantastic amounts.
Then you turn around and hand this money over to other people.
Or paying for a more expensive home that you can afford.
Maybe they are wise stewards of your life's work. Maybe they are good with money, multiply it, spend it wisely, save it, use it sparingly in good ways or at least do not squander it or lose it.
My dad turned his paycheck over to my mom. She was good with money. Paying the bills on time, saving, keeping it, avoiding spending it foolishly, always thinking and planning.
They ended up in retirement with enough money to enjoy and not worry so much about it.
This seems to be opposite of more modern wives who seem quite good at spending hundreds and thousands of dollars and not really having anything to show for it except even larger bills. They seem to be happier with money as long as it is yours.
Most people are not going to be like my mom or other good mothers and grandmothers of older generations.
More likely is they are lavish with your money, spending it and squandering it, forcing you to continue working and earning until you are too old to work and have no energy to use even the small bit of money you have left.
Other people have no right to your money.
Get your money back under your control
Most men give most of their money to their wives and most men suffer the consequences of this stupid move.
I suffered for my entire marriage with money. I bought things I did not want. I spent money I did not have. I got totally out of control in debt.
All for her.
The divorce was crippling financially. It is only from a few twists of fate that I was able to stop paying her 75% of my net pay. Most of you will not be so lucky.
Of course my kids and I had to suffer under the incredible stress she put us through. But that is another story,
It is so ingrained in men to turn over their money to their wives, that you automatically do it without thinking.
Let's just say that many men get into all kinds of difficult financial situations that your wife pushes you into. And then you are stuck picking up the pieces (i.e. paying for) of this mess for years, maybe forever.
Smarter men with higher self esteem and more self awareness intuitively know this. They only marry women that make a decent income and that seem intent on staying employed. They avoid women who are big into shopping and keeping up with or exceeding the Jones.
They carefully study the women they would get involved with for years to make sure she does not have that gold digger trait.
Even after all this study, you could get screwed over by someone much more cunning than you. It seems the smartest, happiest men do not get married anymore. They stay single, keeping the government out of their lives and keeping control of THEIR money.
They are happier with money than without it.
Be Careful With How Many Children You Have
The more kids, the more expense. You just keep adding expenses the more you have. There is no advantage to having too many. There is no savings. You are not going to get much free labor from them. You are the free labor for them.
Smarter men only want one or two children and get a vasectomy shortly after having the ideal number of kids.
The little angels are expensive even if you go out of your way to be cheap. There are certain costs you cannot escape.
No matter how tight you are, these costs mount up. And most fathers like to give to their kids. I love it. They are so happy when you give them what they want at Christmas and their birthdays. You will love to give them the best toys and gadgets because these things are so durable, and last a long time and are so engaging they don't get bored with their new toys and bother you all the time.
You will be happier with money because you will be able to care for your kids better.
Yes, kids are a huge bother.
Yes, I love them...but they are hard to raise, expensive and messy.
If I did not love them so much, it would totally suck.
If you think you will not love your kids, don't have any...they are just so hard to raise.
You will not get much help from others either...sorry...unless you pay for it.
Most people, friends, neighbors, family will not go out of their way to help you with YOUR kids. You are on your own unless you are so totally helpless, clueless and hopeless that they have to step in or see your kids starve.
The most help you can hope for is a few minutes here and there over the years.
You cannot rely on the child's grandparents because:
Because you have it together no one is going to give you much help. You have those 18 years or more to deal with things yourself.
Brace yourself for it, be ready for it...or don't do it.
Money is good. More money gives you more options. Money does buy happiness even though you have been constantly told it doesn't. More money gives you more ideas. Finding good ways to spend it or hold it or invest it increases your brain power.
The simplest way to keep more of your money is to know the types of money and too avoid spending it at such a furious pace. Be slow to spend large amounts of money. Be patient. Plan your big spending. The more you plan, the more likely you will avoid wasting huge amounts of your money on expensive housing, expensive pastimes and expensive people.
You will be happier with money as long as you have some.